Privacy Policy
Last update: 30/9/22
Our (referred to as “Us”, “We”, or “Our”) prioritize protecting your personal information and safeguarding your privacy.
This Privacy Policy aims to inform you about our practices regarding the gathering and storage of data you provide via the website Fynlo Borrow (the “website”).
These values will be upheld: .
- To openly disclose the handling and gathering of your personal data:
We aim to equip you with the knowledge necessary to make educated decisions about handling personal information. That’s why our site exists. To achieve this, we utilize various strategies and techniques to offer you pertinent details concerning personal data management.
Should we determine that specific information is needed, details will be shared with you at the scheduled time and date.
We are pleased to respond to any inquiries you might have and will clarify any legal restrictions as needed. You can contact us through email at the following address: info@ Fynlo Borrow .com .
- Personal information will be utilized solely for the objectives outlined in the policy.
We may handle Personal Data for various reasons, including providing the website to you, linking you with third-party trading sites (the 'Services'), improving the platform, safeguarding our rights and interests, supporting the upkeep and delivery of services, fulfilling any legal or regulatory duties, and carrying out administrative and business tasks to ensure the effective delivery and usage of the services.
We also handle your personal information to gain a clearer understanding of your likes and requirements.
- Utilize vital instruments to safeguard your entitlements concerning personal information:
To facilitate your rights, we have ample resources at your disposal. Reach out to us whenever you wish to inquire about your personal information. We can amend or erase it, cease its use for certain purposes or entirely. Transfer the details to yourself or an external entity. Your requests can certainly be accommodated.
- Protect your private information:
Although we can't fully promise the absolute security of your personal information, we can assure you that we will continuously use diverse techniques and strategies to keep your personal data safeguarded.
Our policy on privacy and security is now finalized.
1. The Scope?
This policy outlines the kinds of personal information gathered about individuals and details how the company handles, distributes to third parties, and secures this data, among other processes.
This Policy pertains to data connected to a specified or specifiable individual. An identifiable individual can be someone we can recognize directly or through other information we have access to in Australia.
The Policy describes "processing" as any activity involving the utilization or collection of personal data. This encompasses the handling, organization, and retention of personal data.
Our offerings are meant for a broad audience and are not suitable for individuals under 18. We do not intentionally collect data from anyone below this age. We do not knowingly permit such individuals to utilize our services. Should we discover information about minors, we will promptly delete it.
2. Which of your personal information do we hold?
When you access our platform and services or browse our site, we gather your personal information. In specific situations, we might ask for your personal details directly. In other scenarios, we collect this information by observing and analyzing how our services and platforms are utilized, or by obtaining your details from our third-party associates.
3. There's no obligation to reveal personal details to the company and the implications.
However, you aren't required to give us any personal information. Yet, in some instances, you may not need to provide personal details. This could prevent us from delivering services or obstruct users from entering the website.
4. What types of personal information can we collect? When you browse our website, we will gather the following details about you: .
This encompasses details about your internet activity record, info on your network flow (such as IP address, access date, access time, and access date), the language you utilized, error logs from software, the browser type, and the specifics of the device you employed. This information is not considered personal and cannot be used to identify you.
Personal Information We obtain from you: Any personal details you willingly share with Us when you engage with a third-party online trading platform in Australia via Us.
Personal details supplied to third-party services to enable transactions: this data includes your full name, residential address, contact number, and email.
5. The foundational principles and the justifications for handling personal information.
The firm handles your personal information for the goals outlined in this part, adhering to the relevant legal framework.
Lacking a legitimate basis, the firm cannot handle your personal data. The legal justifications enabling the firm to manage personal data about you: .
- You have approved the handling of your personal details for one or more purposes. This occurs when you provide personal data on the site, so we can forward it to an external trading platform.
- Processing may be necessary for the organization or a third-party to fulfill their valid interests, like enhancing our offerings or safeguarding against legal disputes.
- Compliance must satisfy a legal requirement.
Reach out to us by email to obtain further information about the procedures needed to protect legitimate interests.
Here is a collection of causes and legitimate reasons why we might utilize the details you give us. Data related to individuals.
To share your personal details with external entities upon your request to obtain entry into online trading.
Should you inquire, we might collect personal details from you to pass them on to external entities.
You've agreed to have your personal information processed for one or several purposes.
To address your inquiries, issues, or feedback, personal information is essential to assist with any queries you may have about the services.
The company's rightful interests or those of another party require processing.
To fulfill any lawful duty or governmental, court, or legal mandate, personal data is managed to comply with statutory obligations.
Processing is necessary to fulfill legal requirements and ensure compliance.
To Improve Our Offerings We may utilize Personal Data to bolster Our Offerings. This encompasses, among other aspects, any error logs or service breakdown reports we gather regarding the offerings.
The company's legitimate concerns or those of another party must be handled.
Preventing Fraud and Misuse of Our Offerings
To execute and oversee tasks that align with our service criteria, such undertakings include administrative operations, growth initiatives, strategic choices, supervisory processes, and more.
The firm's lawful interests or those of another party require handling.
To perform analyses, including statistical evaluations for decision-making on various matters, we utilize an array of analytical methods (some of which are statistical).
The company's valid interests or those of an external party must be handled.
To Protect Our Possessions, Rights, and Interests and Those of Others, We Have Developed HTML0 to Establish and Uphold Legal Claims. Personal Information May Be Utilized by Us to Protect Our Rights, Interests, and Assets, or Those of Other Parties, in Accordance with Australian Laws, Regulations, Agreements, and Any Terms, Conditions, or Policies.
The company's valid purposes or those of a third party require processing.
6. Disclosure of Personal Data to External Entities
The organization is also able to share personal information with external firms providing services for us, such as storage and hosting vendors, IP address details, and user experience analysis.
You may also request that we disclose specific personal information about you to external trading platforms. In these cases, we will forward the personal information you've provided to third-party trading platforms. Their privacy policies will govern how your personal data is used. Your personal information may be shared across various trading platforms.
The Company may disclose personal data to affiliated organizations or collaborators. This enables the firm to acquire essential resources to boost and refine the offerings and services it delivers to its clients.
Should it be necessary to protect third-party rights or assets, The Company may share personal information with regulatory bodies, local, or other official authorities.
We might, furthermore, disclose your personal information to prospective investors or purchasers, or to financiers of the company or any affiliate within the group, should a similar transaction occur (including transferring or selling assets belonging to the company or any affiliate in the group) or as part of any merger, reorganization, consolidation, or insolvency of the company or any related business within the group.
7. Biscuits and external service providers.
External services, including those that deliver ads on our site or analytics firms, may be engaged. These firms might also employ cookies or similar technologies.
Each time you visit or access a site, small text files known as cookies are stored on your device. These cookies collect data about your preferences and browsing behavior to enhance your experience, remember your choices, and tailor services that you may like. They are also employed for analytical and statistical purposes.
Certain cookies we utilize are session cookies. They are briefly saved on your device and vanish shortly after you close your browser. Conversely, some cookies are enduring. These enduring cookies persist on your device even after your browser is closed. They help the website recognize you as a returning visitor, allowing users to revisit the site effortlessly.
Types of cookies:
We might utilize them according to their intended function.
Cookies are entirely essential.
These cookies are essential for accessing the requested features and browsing our site. Cookies facilitate the delivery of the information, products, and services you have requested from us.
They are essential for your gadget to access and stream information. This allows you to explore the site, make use of its functionalities, and revisit pages previously accessed.
Cookies gather information like your username and the last time you logged in to verify your access to the site.
Once you shut your web browser, they vanish (session cookies).
Cookies for functionality
Cookies help us identify you each time you return to our site and also store your settings and preferences.
They persist until their expiration date and remain stored even when the browser closes.
Biscuits for optimization
Cookies are employed to collect statistical information on the site's efficiency and to assist in improving it. They also allow us to conduct evaluations on our website.
Cookies retain anonymous information not linked to any identifiable or identified individual.
You can delete them upon closing your browser. Other cookies may last indefinitely.
Cookies are disabled or deleted.
To block or delete cookies, you must modify your browser's configuration. Below are links to assist you with this for some of the most popular browsers.
- firefox
- Microsoft Edge
- Google Chrome
- safari
Nonetheless, please understand that some or all of the site's capabilities and functions may not operate as anticipated if this occurs.
ONLINE MONITORING NOTICE
This service is unable to accommodate do-not-track requests at present.
8. Preservation of Your Personal Information.
The Company aims to keep your personal data for as long as needed to achieve the processing objectives specified in this policy, or for extended durations as allowed by Australian laws, regulations, policies, or relevant orders.
For twelve months, we will provide your details to third-party trading platforms. Should you consent to this, your data will be shared for an additional year.
We consistently assess the Personal Data we retain to verify its continued necessity.
9. Movement of personal data to a foreign nation or a global entity.
Your personal details might be relocated to different countries (i.e., your personal data could be sent to a foreign nation beyond where you live) or to global entities. International bodies or jurisdictions. The company ensures all necessary measures are taken to safeguard the personal information you submit and guarantees that data users can assert their rights and access effective legal remedies.
These protections and safeguards are available to everyone living in the Australian region.
- Transference to a non-EU nation or global entity deemed by the European Commission to offer sufficient protection for personal data under article 45 (3) of the 2016/679 Regulation by the European Parliament and Council on April 27, 2016 (the "GDPR").
- The transfer occurs according to a legally binding and enforceable contract between government entities or agencies in line with Australia's Article 46 (2) (a).
- The transaction adhered to standard data protection terms ratified by the Australian Commission in line with Article 46 (2) (c) of the GDPR. The terms approved by the Australian Commission can be accessed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.
The organization is able to share details about the protective steps it takes to secure your personal information when it is sent to third-party nations or global bodies. Please reach out via email at info@wealthwaydigital.au.
10. Safeguarding of Personal Information.
We have implemented suitable organizational and technical measures to protect personal information. This involves preventing unintentional or unlawful destruction, loss, or alteration of personal data.
We do not assure or guarantee flawless protection of your personal information. We also cannot be liable for any non-physical, incidental, or consequential damages resulting from the use or exposure of personal information. This may include, but is not limited to, data being revealed due to transmission errors, unauthorized access by others, or any issue beyond our control.
Should there be legal obligations or responsibilities outside our control, we may have to disclose your personal information to third parties, including Australian public authorities. In such cases, we cannot manage the security measures applied to your personal data by these third parties.
Personal information cannot be sent over the internet with complete safety. The Company cannot guarantee the protection of the personal information you send us online.
11. Links directing to third-party websites' online platforms.
The website offers links to external sites and apps, which are not managed by the company. We bear no responsibility for how these sites or applications collect or handle personal information. This Policy does not cover any activities conducted through these external platforms.
Before accessing or utilizing any third-party platforms, we advise reviewing their privacy guidelines. Additionally, consider sharing your personal information with them.
12. Alterations to this Policy.
This Policy may be altered at any moment. Should we update it, you will be informed via our site where the revised policy will be posted. Additionally, for major updates, we will strive to notify you through suitable channels and will also release an announcement online. Unless mentioned otherwise, changes will take effect with the publication of the new policy.
13. Your entitlements concerning your private data.
You have the right to ask us to confirm the correctness of the personal information collected about you, correct any errors, and erase all personal data that is unnecessary for us. You are also able to limit the types of processing of your personal details.
For those living in Australia, kindly visit this page: .
You can access these entitlements concerning the details you submit regarding your personal information. To invoke these entitlements, please send an email to the address listed below.
Access rights
The organization can confirm the correctness of any personal information being handled about you. If so, you can retrieve your personal details.
The organization plans to provide a digital version of the personal information presently being handled and may levy a moderate fee for any extra copies. If requested, the data will be furnished digitally.
The entitlement to access personal data must not oppose the rights and freedoms of others. If fulfilling the request harms another's rights or freedoms, the company can deny the request or restrict its ability to honor it.
Entitlement to correction.
The business has the right to correct erroneous personal data. You have the right to request that any incomplete personal data about you be amended, considering the reason for its collection.
Right to Erasure
The following reasons are relevant: (a) Personal data are no longer needed for the initial purpose they were gathered or processed for; (b) You retract consent with no legal grounds for processing; (c) You object at any moment, citing a situation-specific reason, to the handling of your personal data based on legitimate interests pursued by either us or a third party; (e) Personal data is processed unlawfully; or (f) Personal data needs to be erased to comply with the company's legal obligations.
This entitlement does not apply when processing is essential (a) to meet a legal requirement mandated by Australian law or under laws of its states; or (b) to establish, exercise, or protect legal claims.
Handling limitations.
Should you have concerns about the precision of your personal information, you may request that the company restrict processing your data.
If you request the limitation of personal information, it can be retained solely with your agreement or for establishing, practicing, or defending legal claims. This also applies to protecting another person's rights or if a matter of considerable public interest arises within Australia or one of its states.
Entitlement to information transferability.
If an automated system handles the procedure based on your consent or a contract you are party to, you hold the legal privilege to access and review the personal data you have submitted to the company.
You can request the transfer of your personal data directly from the company to another controller, if it's technically possible. Exercising your data transfer rights doesn't alter your rights to data erasure. The right to data transfer does not affect the freedoms or rights of others.
Right to challenge
You have the right to challenge any use of your personal data that is grounded in the legitimate interests pursued by the organization or a third party at any given time. This includes profiling that is solely anchored on these legitimate interests. If compelling grounds for data processing are demonstrated, we cannot proceed unless you show that your rights, freedoms, or interests outweigh them, or in situations involving the exercise, establishment, or defense of legal claims.
Regarding direct marketing, you may object at any moment to the handling of your personal data.
Authority to deny agreement.
You can withdraw your permission for us to handle your personal information at any moment. This won't impact the legality or validity of any actions based on your consent before the withdrawal.
You have the right to file a grievance with the regulatory body overseeing you.
You can file an appeal with a regulatory agency established by a state member to protect the basic rights of individuals regarding the handling of personal information in Australia.
Australian regulations and laws may impact your personal data rights, as outlined in section 13.
You will receive the necessary details as outlined by the entitlements in clause 13 of this contract within a month after we obtain your inquiry. If required due to the complexity of the request or volume of inquiries, this period may be prolonged to up to two months. Within one month of your inquiry, we will inform you about any delay and the reasons behind it.
Provided it does not conflict with the stipulations of section 13 of the legislation, the data you request under your entitlements in section 13 will be supplied at no charge. If the demand lacks merit or is excessive, especially if recurring, we might impose a reasonable fee to cover the administrative costs of providing the data or fulfilling the requested action. We also reserve the right to take no action.
Should there be uncertainty about who genuinely lodged your request, the organization may seek additional details to confirm identity.