Conditions of Use

1st general

1.1. We welcome you to explore the Fynlo Borrow (“Site”).

1.2. This site provides details about external platforms (“External Platforms”) for trading activities (the “Offerings”).

1.3. These Terms govern your ("User," "Yourself," or "You") interaction with the Website and its offerings. Prior to utilizing these services, it is essential to thoroughly review these terms. This document constitutes a binding contract between you and the site proprietor. Agreeing to these terms in full is mandatory unless you opt not to utilize the site. Keep in mind, the terms may be updated periodically.

These conditions include our privacy guidelines. By accepting them, you agree to our privacy guidelines. (View our privacy guidelines here).

2. Eligibility

2.1. If you adhere to these conditions, the website will be available for you to access.

2.1.1. Age requirement: 18 years minimum.

2.1.2. These terms and conditions are available for your endorsement.

2.1.3. The regulations in Australia where you reside or access the services do not in any manner prohibit users from engaging with the website or its services.

2.2. We offer no assurances, claims, or guarantees regarding the legal compliance or utilization of the site or services for anyone. We bear no responsibility for any unlawful use of the site or services by any individual.

3. Regions with Limited Entry Permissions

3.1. Without narrowing the breadth of information shared, we retain the authority to limit access to the Services and/or Website (or parts thereof) to: (i), Users located in prohibited regions ("Restricted Territories") and (ii) users we suspect could pose a regulatory, legal, or reputational threat.

3.2. We might enforce extra conditions before admitting users from Australia or specific regions. Should users venture into restricted zones, access to The Website or the Services might be intermittently inaccessible or restricted.

4. Restricted actions.

4.1. You agree to use the Platform and Services responsibly and refrain from:

4.1.1. You have the capability to access our site to download, upload, distribute, and post, as well as to broadcast or send out (a) data or other materials that infringe upon privacy, intellectual property, and other rights; or (b) content unlawfully published or shared due to potential harm from slander, defamation, or racial discrimination, or (c) data containing malware or programs that may damage our computer networks or those of others, or that obstruct or limit user access to the site. (d) Any data or materials breaching any regulations. (e) Content or material containing advertisements, unauthorized without our prior written approval.

4.1.2. Alter or remove any ownership marks, legal disclaimers, tags, or identifiers exclusive to this site.

4.1.3. Access to the services can be secured via any platform other than the website.

4.1.4. Refrain from disrupting other users' access to the website or services offered.

4.1.5. Automated scripts and bots are employed to access the platform and/or its features.

4.1.6. Without explicit authorization from us, you must not upload or even try to transfer any material involved in collecting or sending data, including spyware, cookies, or web beacons.

4.1.7. Utilize “framing,” replication, or any alternative technique to mimic the look or operations of the services.

4.1.8. Engaging in activities that breach Australian laws or regulations, and promoting or inciting unlawful actions like trademark violations, copyright breaches, defamation, privacy invasions, identity theft, or distributing counterfeit software is prohibited.

4.1.9. You possess the ability to alter or adjust this site's source code. You might also deploy software or applications that could harm the site or others.

4.1.10. You must not disassemble, decompile, or reverse engineer any software or technology found on the site or used to deliver the services.

4.2. These terms are supplemental to any entitlements we might hold. If we suspect that your interaction with the site breaches these terms or other relevant Australian laws, we may observe your site usage or restrict access, disclose your conduct to third parties, or implement any suitable action to protect the rights and property of others.

5. Rights to intellectual property.

5.1. The material on the site, including any video-related elements like text, images, logos, audio, designs, trademarks, and other assets, is safeguarded by our intellectual property rights and those of third parties.

5.2. Ownership, titles, and all rights associated with the services and the site belong to us. Aside from the authorization to use the services and website per these terms, users do not receive any intellectual property rights from their use of the services and site.

5.3. Access to the Site and/or the Services is restricted for personal, non-commercial purposes only by the user.

5.4. You must not allow anyone to alter, reverse engineer, disassemble, or replicate the services or site, nor create derivative works through sub-licensing or leasing.

6. Liability Restrictions

6.1. You are accountable for the Website and Services. We do not provide any guarantees, whether implied or explicitly stated, concerning the website and services or their usage, including implied warranties of quality and suitability for sale, as well as their intended purposes like non-infringement and usability, accuracy, completeness, promptness, and reliable delivery. The content and features available or accessible through the site are provided “as is,” “as available,” and “with all consequences.”

6.2. We bear no liability for errors, omissions, or inaccuracies in the website's content. We accept no responsibility for any service disruptions or transmission interruptions via the services.

6.3. We shall compensate you for any damages directly or indirectly suffered by you or any third party via the website or services. You will bear responsibility for any actions taken based on information from the website and/or services.

6.4. We hold no liability for any harm or damage that may arise directly, indirectly, or in connection with you or any third party. This comprises any loss of revenue or information stemming from your use of the website and/or services. This liability cap is permitted as per local laws applicable to Australia.

6.5. We bear no responsibility for any disruptions with Internet or phone lines, computer providers, system servers, or any hardware. We do not take accountability for any Internet use.

7. Offerings and Content from External Providers.

7.1. While using the services, you can access materials from external entities and resources. This may feature advertisements or evaluations of external platforms.

7.2. We are not liable for any referenced details or goods. They might not always be current or up-to-date.

7.3. We advise confirming the precision of all data before deciding. You are responsible for any choices and actions based on that information.

8. Links

8.1. The website features both ads and content. Resources are accessible via external sites (“links”). We recommend exercising caution before downloading, depending on, or accessing data, software, or any content from these external sites, or finalizing any transactions. These links are solely for user convenience. We disclaim responsibility for any harm or loss resulting from the use of or reliance on any data, goods, or services offered by other websites or applications.

8.2. Including links on this site does not signify our support, approval, connection, or any form of endorsement related to the linked sites, their applications, or administrators.

8.3. We have not examined every hyperlink and cannot be responsible for the software or sites mentioned. We caution you before using, trusting, or buying from these platforms. We are not liable for any harm or loss from the use or reliance on products, data, or materials found through other sites.

8.4. You are accountable for examining the terms and policies of websites run by third parties. We highly recommend you review them before interacting with third-party sites.

9. Miscellaneous

9.1. We reserve the right to adjust, discontinue, or change our services at any time. These modifications won't negatively affect you, and you will not have any grounds for claims against us.

9.2. The conditions may be updated at any moment. We reserve the right to alter them anytime. You will be notified by posting the latest version and adjusting the date displayed at the top. Changes take effect within a few business days. Your continued use of the site implies acceptance of any updates once they are available.

9.3. The User acknowledges and agrees that any data sent through the website does not form any relationship unless expressly stated in these terms.

9.4. These conditions and the privacy policy, along with any updated privacy policies, represent the exclusive agreements between us and the user. Any other statement, assurance, or agreement, whether spoken or documented, not found in the privacy policy is not legally binding for the parties.

9.5. Failure to enforce any right or authority mentioned here is not considered a renunciation of that right or authority. Partial or single use shall form part of any further or additional use of the same or other rights or solutions.

9.6. These terms shall be nullified if a court with the appropriate authority deems the specific provision invalid. The remaining terms will be interpreted as if the exclusion had been put into effect and will be enforced accordingly. Nevertheless, the terms will be understood based on the intentions and interpretations of the exclusion clauses as determined by Australian courts.

9.7. These terms allow external associates to delegate or pass on their full rights and duties. Third-party coordinators may oversee the site and its services, unrestricted by the former. These terms do not allow you to delegate or pass on your rights or duties.